NO FLOOD Insurance is required! NO Land Lease! Welcome to the popular Highland Lakes community in Palm Harbor, where active 55+ living meets unparalleled amenities! Enjoy exclusive golf membership and privileges at the Highland Lakes Clubhouse, boasting three executive golf courses, tennis courts, heated pools, spa facilities, arts & crafts studios, invigorating fitness classes, and much more. Additionally, revel in the perks of the clubhouse nestled on Lake Tarpon, featuring a fishing pier, community pontoon boats, boat ramp access, and convenient RV/boat storage facilities. The Andover enclave offers its own pool and clubhouse for residents' enjoyment. Step into this impeccably renovated 2BR/2BA/1CG villa nestled on a quiet cul-de-sac. The inviting living room welcomes you with wood tile flooring and re-textured ceilings, setting a bright and airy tone throughout. The enclosed patio, equipped with double-paned windows, adds nearly 100 sq/ft of bonus living space. The partially open eat-in kitchen showcases updated appliances, granite countertops, and cabinets with undermounted lighting. The hallway leads to the spacious Master bedroom with an attached bathroom featuring an updated vanity and walk-in shower. The guest bathroom also shines with a newer vanity and shower. Both bedrooms boast hurricane impact windows, ensuring peace of mind during storms. The extended one-car garage offers additional storage cabinets and features brand new washer and dryer. Notable updates include and all-new ceiling fans, brand new microwave. AC system is 2013. Electric panel was updated in 2011. The HOA fee covers cable TV, internet, exterior and grounds maintenance, water, sewer, trash, pest control, and exterior building insurance. No flood insurance is required in this area. Conveniently located near Clearwater Beach, Honeymoon Island State Park, Pinellas Trail, Downtown Dunedin, Tarpon Springs, top-notch shopping destinations, and a variety of dining options, this villa presents an unmatched opportunity for vibrant Florida living. Don't miss out on this stunning villa – schedule your showing today!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$264,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $211,200 | $211,200 | $211,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.443% | 7.133% | 6.256% |
Monthly Tax Payment | $290 | $290 | $290 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,423 | $1,404 | $1,781 |
Total Monthly Payment | $1,788 | $1,769 | $2,146 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.