House flooded during Hurricane Helene. The pictures are from before the storm. Discover an exquisite gem in Madeira Beach's Bay Pointe Estates, capturing the true essence of island living. This delightful 3-bedroom, 2-bathroom block home offers the quintessential Florida lifestyle, just a short stroll away from the sun-kissed shores. Step into over 1, 400 square feet of inviting open-concept living space, thoughtfully designed for comfort and convenience. As you enter, you'll be greeted by a light-filled living/dining area adorned with low-maintenance ceramic tile flooring, perfect for entertaining or relaxing after a day of seaside adventures. Prepare culinary delights in the remodeled open kitchen, boasting stylish wood cabinetry, a generous breakfast bar, and newer appliances, all updated in 2020. The main bathroom has also received a modern makeover, complete with all new plumbing, ensuring both style and functionality. A/C system and duct work was redone in 2021. Escape to the expansive 19 x 11 Florida room, ideal for unwinding with a cool beverage or hosting gatherings with friends and family. And when it's time to soak in the sun, step outside to the spacious fenced backyard, featuring a concrete patio, outdoor shower, and a convenient shed for all your storage needs. Nature enthusiasts will appreciate the mini butterfly herb garden, creating a serene oasis perfect for relaxation or reading a book after a day at the beach. Convenience is key with access to the beach trolley, allowing for easy transportation to neighboring pristine beaches. Indulge in delectable dining experiences at local restaurants while enjoying entertainment, shopping and attractions at the renowned John's Pass, including pirate and fishing boat tours. Also enjoy the neighborhood boat launch and shuffleboard for a low fee of $185 a year if you choose to. This stunning property offers serene coastal breezes, a relaxing backyard, and is just minutes away from R. O. C. Park where you can enjoy unforgettable events like the boat parade. The park offers courts to play pickleball, tennis, basketball and a dog park. Savor the breathtaking 360-degree views from the Bay Point Dr. Bridge. (only a three minute walk) Call today for a private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$525,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $420,000 | $420,000 | $420,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $371 | $371 | $371 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,830 | $2,791 | $3,542 |
Total Monthly Payment | $3,293 | $3,254 | $4,005 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.