THIS IS THE LOWEST PRICED POOL HOME IN BURNT STORE LAKES. Sellers have made several price adjustments, and they are motivated, so BRING THE OWNERS AN OFFER!! If you're in search of a well-maintained pool home, this property has it all. The community of Burnt Store Lakes is deed restricted with public water and sewer. It is well-managed, and the restrictions are reasonable. This 3-bedroom, 2-bath single-family home features a new roof from 2023 and a heated pool installed in 2017. The owners have recently undertaken numerous renovations, including the installation of brand-new ultra-luxury vinyl flooring throughout along with new baseboards, contemporary interior doors, and modernized bathrooms with fresh vanities. These enhancements have significantly transformed the entire interior of the home. The lighter flooring, in particular, has brightened and enriched the home's appeal. The seamless flow from the living room to the dining area and into the expansive Florida room creates an inviting atmosphere upon entry. This residence provides abundant space for all your entertainment needs. It boasts a kitchen equipped with contemporary slate stainless-steel appliances, a tiled backsplash, and granite countertops, complete with a cozy breakfast nook. A split floor plan situates the master bedroom on one side, with the other two bedrooms located on the opposite side. All bedrooms are generously sized, and the complete interior has been recently painted. The deed-restricted community of Burnt Store Lakes provides a variety of activities for residents. The community park includes a playground, and monthly potlucks are organized throughout the winter months. Additionally, there is a canoe/kayak launch ramp exclusive to residents, leading to Burnt Store Marina and offering direct access to Charlotte Harbor. Burnt Store Lakes boasts eleven freshwater lakes teeming with various fish species; catch and release fishing is encouraged. For wildlife enthusiasts, the area is a haven for birdwatching, including sightings of majestic Bald Eagles and their nests. The hoots of resident owls and the screech of Ospreys are common sounds in this vibrant ecosystem, which hosts an abundance of birds and wildlife. This community is located just south of the historic town of Punta Gorda, which boasts an abundance of shopping options and numerous restaurants. A short drive away lies Fisherman's Village, affectionately known as 'Fishville' by locals. Situated right on Charlotte Harbor, Fisherman's Village offers a variety of local shops and several restaurants that host live music nearly every weekend. Southwest Florida is renowned for some of the most stunning sunsets, and there's no better way to conclude your day than by enjoying a cocktail or glass of wine while watching the sunset. Just a stone's throw from Burnt Store Lakes, you'll find Burnt Store Marina, featuring two on-site restaurants, a 27-hole executive golf course, and over 500 in-water slips, as well as stack boat storage, both indoors and outdoors. Did I mention that both the Lakes and Marina are golf cart friendly? One of my favorite sayings is, 'Come for a visit and stay for a lifetime. ' You may find yourself enamored with the area and the charming city of Punta Gorda and never want to leave. Perhaps it's time to claim your own little piece of paradise. "
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $309,600 | $309,600 | $309,600 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.500% | 6.125% | 5.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.490% | 6.297% | 5.597% |
Monthly Tax Payment | $235 | $235 | $235 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,957 | $1,881 | $2,509 |
Total Monthly Payment | $2,267 | $2,191 | $2,819 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.