Calling all those seeking an escape from the hustle and bustle-your dream home is here! Nestled on a tranquil block in the heart of Sea Cliff, this charming cottage is just a leisurely stroll from the vibrant village, where highly rated eateries and local shops await. As you enter, you'll be captivated by the open floor plan featuring a stunning 12-foot cathedral ceiling and multiple skylights that bathe the main living area in natural light, creating a fresh, loft-like vibe. This unique space, dating back to the Victorian era, was originally a horse stable for the historic 1862 home behind it. Converted into a dwelling by 1926, the cottage was thoughtfully expanded in the 1980s, maintaining much of its historic charm (professional Historic Structures Report available upon request). The quaint kitchen boasts newer appliances and a separate entrance leading to a beautiful outdoor deck-perfect for entertaining or enjoying a quiet morning. The spacious bedroom features double doors that open to a low-maintenance backyard oasis, complete with a young, fruit-bearing peach tree, adding a touch of nature to your everyday life. Additional highlights include a full hall bath, minimal stairs for easy accessibility, and a main-level washer and dryer for your convenience. This idyllic location places you close to an array of restaurants, shopping, entertainment, parks, and beaches, with the Long Island Railroad just a mile away for effortless commuting. Plus, benefit from the award-winning North Shore Schools. Don't miss out on this rare opportunity to own a piece of history in a serene setting. Schedule your private showing today and discover the charm and tranquility this Sea Cliff cottage has to offer!
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William Raveis Real Estate
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VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $543,200 | $543,200 | $543,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.616% | 7.055% | 6.256% |
Monthly Tax Payment | $923 | $923 | $923 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,660 | $3,568 | $4,581 |
Total Monthly Payment | $4,675 | $4,583 | $5,596 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.