Indulge in the quintessential Hampton lifestyle at this exquisite, secluded waterfront seasonal cottage community overlooking the breathtaking Great Peconic Bay. Escape the hustle and bustle of urban living and immerse yourself in a tranquil summer haven while you work remotely from home. Your children can safely frolic in the enclosed landscaped grounds and enjoy the playground. Experience the epitome of a Hampton's summer as you unwind on your private beach, glide along the bay in your tandem kayak, take a refreshing dip in the sparkling pool, or unwind in the gazebo while witnessing awe-inspiring sunsets. For the sports enthusiasts, there are pickleball and tennis courts, as well as a basketball hoop perched atop the bluff. This charming cottage has been meticulously renovated inside and out, boasting an open-concept design, elegant shiplap walls, new windows, central air/heat, a modern stainless steel kitchen adorned with granite countertops and a marble/shell backsplash, oak flooring throughout, a cozy dining area, two inviting bedrooms, and a luxurious marble/granite bathroom. Step outside onto the expansive brick patio, complete with access to ample storage behind the foundation walls. Pets are warmly welcomed, and private and guest parking are readily available. Laundry facilities are conveniently located on the premises. With Board approval, the cottage can be expanded by up to 25%. Situated close to a myriad of restaurants, art galleries, and boutique shops, this is an opportunity not to be missed. Don't let this chance slip away-make this slice of the Hamptons yours today!, Additional information: ExterioFeatures: Tennis, Interior Features: Lr/Dr, Marble Bath
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Our Executive Mortgage Banker:
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$649,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.DeFlorio@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $519,200 | $519,200 | $519,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $30 | $30 | $30 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,498 | $3,451 | $4,379 |
Total Monthly Payment | $3,620 | $3,573 | $4,501 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.