High and dry! This home withstood both Helene and Milton with no major issues. Located in flood zone X, flood insurance is not required. Welcome to this charming 2 bedroom, 1 bath block home situated at the end of a no through access road in the Harris Park Neighborhood. This cozy property offers a convenient location close to shopping, entertainment, eateries as well as easy access to transportation routes, making it ideal for commuters. The home features luxurious new waterproof laminate floor throughout and has been freshly painted for your convenience. Inside you will find a comfortable living area, an efficient kitchen with wood cabinets and granite countertop, and two well-appointed bedrooms. The bathroom is equipped with all the necessary amenities for your comfort including a new tub and tile. Outside, you will find a large backyard space, perfect for hosting gatherings or just enjoying outdoor activities. The property also includes a carport for convenient parking. Don't miss out on this fantastic opportunity to own a home in this great neighborhood.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $212,000 | $212,000 | $212,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $192 | $192 | $192 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,410 | $1,409 | $1,788 |
Total Monthly Payment | $1,677 | $1,676 | $2,055 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.