One or more photo(s) has been virtually staged. PRICE IMPROVEMENT in PARADISE! Welcome to your slice of paradise nestled near the serene South bridge of Siesta Key. This meticulously maintained designer 2-bedroom, 2-bathroom detached villa offers a perfect blend of privacy and proximity to the #1 beach in the U. S. Walk or ride your bike to the vibrant South Village on the island and put your toes in the quartz sand of Siesta Key at Beach Access 12. Take a stroll to nearby mainland eateries, gyms, and shopping. Take a short drive to the South end of the island to Turtle Beach or the center of the island for even more restaurants, shopping and nightlife. This residence ensures easy access to the island's beauty without sacrificing tranquility. Situated on the mainland, this location smartly sidesteps traffic concerns, making your daily commute that much smoother and enjoyable. Enjoy the intercoastal views, a private gated courtyard to take in the sun, rinse off from the beach and store your bikes and paddle boards after a day in the calm, warm waters of the Gulf of Mexico or nearby Phillip Estate Park. The free-standing unit offers the convenience of a separate private laundry dwelling and boasts custom woodwork, bamboo tile, and stainless appliances. Enjoy the bamboo floors in the bedrooms and custom sliding barn doors in the primary suite. Large glass sliders beckon you into the closed-in lanai, offering an extension of your living space. With a new roof, well-maintained trouble-free AC, and a bohemian-coastal interior, this villa is not just a residence but a haven. Your Homeowners Association fees cover the perks of a pool, clubhouse, lawn care, power washing of carport and exterior, benches along the seawall, with a charming walkway to sip coffee in the morning or enjoy a glass of wine as you take in the sunset. This property is a unique opportunity to embrace coastal living in a beautiful Sarasota, Florida. What are you waiting for? Your home in paradise awaits. . .
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Our Executive Mortgage Banker:
Our Insurance Division:
$399,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $319,920 | $319,920 | $319,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $309 | $309 | $309 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,155 | $2,126 | $2,698 |
Total Monthly Payment | $2,539 | $2,510 | $3,082 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.