3931 Barbara Ter, Saint Augustine, FL, 32086 | $479,000

Charming 1972 home with nearly one acre of land, no HOA, whole house generator and workshops galore! This well maintained 1972-built residence exudes warmth and character, offering a unique blend of vintage charm and modern convenience. Here, you have the space and autonomy to create your own paradise, this property is a rare find. Step inside to discover a welcoming interior that has been lovingly cared for over the years. Enjoy cozy evenings in the spacious living room, and create memories in the well-appointed kitchen which can easily accommodate gatherings and culinary adventures. The septic system, water heater and roof have been recently replaced. Calling all hobbyists, tinkerers, and DIY enthusiasts! This property boasts not one but two workshops with electricity, one of which has an AC unit, providing the perfect space for your projects, storage, or even converting into your private studio. Maintain lush and green landscaping with ease thanks to the in-ground irrigation system, fueled by not one but two wells. Keep your garden flourishing year-round and enjoy the benefits of lower water bills. The expansive backyard offers endless possibilities for outdoor recreation and relaxation. Whether you envision a tranquil garden, a play area for children and pets, or a stunning entertainment space, this blank canvas awaits your personal touch. Don't miss the opportunity to own this rare gem that combines the best of both worlds: the charm of yesteryear and the modern amenities you desire. This property is situated in one of the most sought-after neighborhoods in the area. Excellent schools, and convenient access to shopping, dining, and entertainment make it an ideal place to call home. Call Michelle Cash-Chapman at 774. 212. 2489 to schedule your private tour today and start living the life you've always dreamed of.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 31799
  • Style: Ranch,Single Family Home
  • Year Built: 1972
  • Cooling: Central,Window Unit
  • Approx Sq. Feet: 1,716
  • Acreage: 0.73
  • Lot Size: 31799
  • Est. Taxes: $2,705
  • Boat Access: No
  • Elem. School: W. D. Hartley Elementary
  • Middle School: Gamble Rogers Middle
  • High School: Pedro Menendez High School
  • MLS#: 239907
  • Days on Market: 113 days
  • Website: https://www.raveis.com
    /prop/239907/3931barbarater_saintaugustine_fl?source=qrflyer
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Listing courtesy of First Coast Realty, Inc.

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

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3931 Barbara Ter, Saint Augustine, FL, 32086

$479,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $383,200 $383,200 $383,200
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.815% 7.159% 6.538%
Monthly Tax Payment $225 $225 $225
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,549 $2,547 $3,286
Total Monthly Payment $2,849 $2,847 $3,586

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.