Your gateway to Siesta Key is calling you! A short 2 miles and your toes are in the white quartz sand of Crescent Beach on Siesta Key. This charming and spacious home offers one of the largest lots within the coveted Gulf Gate area. Enjoy plenty of room for all your toys with the option of adding a pool and a garage. No deed restrictions! The tranquil lake view would make a lovely setting for a gazebo. This 3-bedroom 2 bath with a den has endless possibilities. The expanded floor plan offers many options. Many updates have been done over the years. There is a very nice kitchen with shaker cabinets, stainless appliances and granite counters. The flooring was recently done with luxury vinyl and carpet in the bedrooms and den. The large patio in the back has a new pergola and fire pit area. In 2023 the roof was replaced with energy star rated 25 year shingles and insulation, new duct work installed, extensive stucco repairs, new 6" gutters, some landscaping, new fridge, soffit repairs with new vents and the exterior was painted. The septic system was replaced in 2018. The home has been replumbed with PEX plumbing. The hall bath is updated and the master bath is also updated. Such a large lot is a rare find in this Gulf Gate location. Gulf Gate Village is just a few blocks away with endless dining possibilities.
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Our Executive Mortgage Banker:
Our Insurance Division:
$483,972
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $387,178 | $387,178 | $387,178 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $362 | $362 | $362 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,576 | $2,573 | $3,265 |
Total Monthly Payment | $3,013 | $3,010 | $3,702 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.