LAKEFRONT, WONDERFUL VIEW, OVERSIZED LOT, E-WALL CONSTRUCTION, 2/3 bedroom, 2 bath villa located in the gated community of The Villas of Sabal Trace, Phase 2. As you approach the screened entrance way, you are aware of the wide-open space between villas. The villa has an open living room, dinette and kitchen with cathedral ceilings. The living room has access to the screened covered lanai and extended screened patio. The kitchen has a breakfast bar, closet pantry, ample cabinets and counter space, a built-in desk and cabinets, a skylight and newer stainless steel appliances, range and microwave replaced this year. All perfect for the chef in the family. The villa offers a versatile bonus room that can be the third bedroom, does have a closet, or as an office, study, den or hobby room. The large master bedroom has a cathedral ceiling, access to the screened lanai, a walk-in closet and a single double door closet. The bedroom has a bath with double sink vanity and glass door walk-in shower. The split floor plan offers a second bedroom and bath. The guest bath has a single sink vanity and tub/shower combination. This bathroom also has a skylight to brighten the room. The villa has an inside laundry room with a full size washer and dryer, the room has an extra storage closet with a pocket door. The villa has a covered screened lanai and an extended screened patio that is perfect for that morning coffee, relaxing with a good book, afternoon wine and cheese but mainly just to enjoy the picturesque water views of the lake. The villa has a 2 car attached garage. The lanai area has roll-down storm catcher Screens, the villa has a newer A/C in 2019, new hot water heater in Nov. 2022, new garage door opener in 2022, new kitchen sink and faucet in 2022 and disposal in 2023. The villa has E-wall construction and a new roof in 2022. The gated community has a clubhouse with an exercise room, social gathering and activities area, and a heated swimming pool and spacious sun deck. All of this located close to shopping, restaurants, golf courses, beautiful gulf beaches, world class fishing, baseball spring training facilities and stadiums and local attractions. E-WALL CONSTRUCTION with solid walls not block. See attachment for details.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $263,200 | $263,200 | $263,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $205 | $205 | $205 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,773 | $1,749 | $2,220 |
Total Monthly Payment | $2,053 | $2,029 | $2,500 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.