Charming 1950's bungelow-styled cottage sited on a water view lot on a sleepy, low trafficked dead end side street with public boat/beach access on the Hampton River and less than 1/2 mile to the ocean, boardwalk and all that Hampton Beach has to offer - 3 minutes by bike! The one level home was completely renovated in 2001 adding fully insulated walls, updated windows, new kitchen with tiled floors, solar panels added, new roof (2023) and updated interior painting (2023) as well. Solar panels offset 1/3 of electric use and are owned. A wonderful and casual cottage to call yours on the weekends or come spend the summer here and build memories! Town sewer, town water and natural gas at the street. Brand new (2024) front sunroom windows. Rear deck with views to Hampton River and the Hampton Marinia. Just minutes from area schools, shopping and major highways. One of the most affordable homes on deeded land just minutes from all that HamptonBeach has to offer! Home could be raised up and placed back down on a two car garage for more year-round usage. Shown by appointment.
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$459,000
William Raveis Real Estate
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $367,200 | $367,200 | $367,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.425% | 7.146% | 6.276% |
Monthly Tax Payment | $473 | $473 | $473 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,412 | $2,441 | $3,097 |
Total Monthly Payment | $2,960 | $2,989 | $3,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.