BRAND NEW ROOF AND GUTTERS just installed to complement the new/newer kitchen, A/C units and water heaters. Opportunity for buyer to update bathrooms and other aspects of this substantial home, located in a highly desirable waterfront community. Embrace an active lifestyle and secure the perfect haven for your boat with this spacious residence nestled on 1/3 acre, complemented by 2 acres of park-like grounds to the rear. The heart of this home is the expansive and modern kitchen—a versatile hub for gatherings or a chef's sanctuary, providing panoramic views of the pool and seamless connections to the breakfast nook, family room, formal living and dining spaces, as well as the games room. The primary bedroom suite and a guest bedroom/office with murphy bed create a tranquil retreat in their own downstairs corner of the home. Upstairs, discover ample space with two bedrooms, a bathroom, and walk-in storage—perfect to adapt to meet your work-from-home or hobby needs. Impact windows to the front and sides, and a recently rescreened pool cage offer comfort and practicality. Opportunities for further updates abound, allowing you to customize this home to your own preferences. Southbay Yacht & Racquet Club's renovated clubhouse, overlooking a 7-acre deep-water boat basin, adds to the allure. The private marina accommodates various watercraft, from kayaks to yachts up to 55 feet. Indulge in the community's other amenities, including a heated pool, sports courts for tennis, pickleball, basketball, and shuffleboard, along with a playground, waterfront park, 20 acres of common areas, and 5 miles of walking trails. Southbay's proximity to shopping, restaurants, high-performing schools including Pine View, local beaches, and state parks enhances its appeal. Seize the opportunity to make this home your own and explore the unique offerings of the Southbay Yacht & Racquet Club community. Visit this home now to see its full potential for yourself
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $799,200 | $799,200 | $799,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.500% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.209% | 6.750% | 6.745% |
Monthly Tax Payment | $490 | $490 | $490 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $5,117 | $5,117 | $6,962 |
Total Monthly Payment | $5,699 | $5,699 | $7,544 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.