255 Royal Palm Drive located within the Ridgewood Lakes Community in Davenport Fl, comes with a 24x7 staffed security gate.
This 2022 sq ft home features an open floor plan with 4 bedrooms and 2 baths. This home has a south faced 17x14 screened lanai that is a perfect space for an extensive screened in vegetable and herb container garden. North facing front yard has multiple containers for your flowering annuals and perennials blooming with year around color. Enter through 8ft leaded glass double doors into a 13x38 open great room with 12 ft ceiling and a sliding patio door to the lanai. The great room opens into an adjacent 12x22 family room with a separate dining area, tray ceiling, track lighting, and 5 south facing windows. The adjacent galley kitchen has 42” solid wood upper cabinets and lower cabinets with roll-out drawers, a pantry, and all white appliances. Two guest bedrooms with a split design share a guest bathroom and linen closet. 12x24 master bedroom features a sliding glass door to the lanai, tray ceiling, 2 closets (1 walk-in), en suite into master bathroom with jetted tub, water closet, linen closet, and a separate enclosed shower stall with a shower bench. 4th bedroom presently used as an office has 4 north facing windows. This home contains 7 ceiling fans.
Entire house wired security system on all window and doors plus a video doorbell.
- HVAC replaced 2016
- Roof replaced 2018,
- Exterior painted 2020
- Included in High Vista HOA fees, spectrum internet with basic cable
2 cable boxes, lawn moving, and access to clubhouse with heated
pool & spa, & fitness center.
255 ROYAL PALM DRIVE DAVENPORT FLORIDA
Ideal location for frequent travelers, snowbirds and visiting guest.
Easy access to US 27 and I-4, airports, theme parks, shopping & hospital
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $288,000 | $288,000 | $288,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.875% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.055% | 6.256% |
Monthly Tax Payment | $202 | $202 | $202 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,916 | $1,892 | $2,429 |
Total Monthly Payment | $2,193 | $2,169 | $2,706 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.