SELLER TO PROVIDE A CREDIT TO COVER 6 MONTHS OF HOA FEES WITH A CONTRACT ACCEPTED BEFORE 11/30. Fully furnished and ready to move in! Indulge in beachside luxury in this meticulously renovated, furnished 2/2 condo nestled in the exclusive enclave of Sand Key - a quiet, elegant pocket of the beach just south of Clearwater Beach and just north of the mansions on Belleair Beach. Enjoy breathtaking direct ocean views from your living room, balcony, and master bedroom. Hurricane impact windows and doors. Fully renovated including kitchen, both bathrooms, floors, doors, and windows. Walk-in closet in the primary suite Italian marble tile floors. Freshly painted. Multi-use balcony/sunroom. Renovated kitchen with taupe cabinets, granite countertops, stainless steel appliances, and a large kitchen island. HVAC 2016. Bathrooms were remodeled in 2016 with new showers in 2023. Electric panel and water heater 2018. Samsung Appliances 2018. Electronic blackout shades on balcony and living room windows. The building offers a heated pool, beautifully landscaped grounds, a guard-gated entrance, and abundant guest parking. Laundry machines are on every floor and comes with a storage unit in the laundry room as well. Unit comes with a 2nd floor, covered, extra wide & protected corner parking spot. The building has passed milestone inspections, upgrades completed, no special assessments and the reserves are fully funded. 30-day rentals permitted. Located within walking distance of numerous waterfront restaurants including Columbia Restaurant, Backwaters, Mio’s Grill & Cafe, Maggie Mae’s Waterfront, and many more. Inquire for a full upgrades list or to schedule your private showing!
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Our Executive Mortgage Banker:
Our Insurance Division:
$700,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $560,000 | $560,000 | $560,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.159% | 6.518% |
Monthly Tax Payment | $684 | $684 | $684 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,820 | $3,722 | $4,802 |
Total Monthly Payment | $4,596 | $4,498 | $5,578 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.