LAKEFRONT…. TWO HOMES FOR ONE PRICE! These properties boast over 10 acres of land with NO HOA offering a serene escape for water enthusiasts and nature lovers alike with screened in POOL for relaxation! Bring your boat for lakeside fishing, jet ski or enjoy leisurely canoe rides on the spring-fed lake ! The main house #1 “Welcomes You” to a large great room adorned with a cozy wood-burning fireplace, perfect for romantic evenings! Large porch to enjoy panoramic lake views! Four bedrooms / 3 baths, plus oversized 2-car attached garage with a separate workshop area. EXPANSIVE KITCHEN with breakfast area & cooktop Island with lots of cabinets for storage! Convenient inside laundry area complete with washer and dryer, a separate 3rd full bath area, and a built-in office workstation. Step into the courtyard for delightful backyard BBQs! Adjacent to the main home is House#2, perfect for extended family or rental income shares one well! This property features two bedrooms/ two baths with fireplace plus an attached two car garage with 1, 426 living area and a large SWIMMING POOL for endless outdoor enjoyment! Homes boast sturdy brick construction with just a little TLC needed. Subject property consists of four individual parcels of land partially cleared with beautiful oak trees. . . Additional outbuilding for storage. BRING YOUR RV to the oversized carport that is "hook up ready" with electric. Each home has their own address with alternate key number/ID, but do share a well. Possible development potential. Don't miss this opportunity to own a slice of lakefront with two homes to make your own!
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,200 | $639,200 | $639,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $102 | $102 | $102 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,253 | $4,248 | $5,390 |
Total Monthly Payment | $4,447 | $4,442 | $5,584 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.