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278 N Lake Road, Hunter, NY, 12436 | $264,500
Welcome to your ultimate Catskills retreat! This charming colonial-style farmhouse, nestled on a double lot with a serene pond, offers the perfectblend of comfort and adventure. Conveniently located within walking distance to the entrance of North-South Lake campground the largest statecampground in the Catskill Preserve, and just a short drive to Hunter Mountain Ski Resort, this property is your ideal upstate getaway. Stepinside to discover a welcoming first floor featuring an exposed wood beam ceiling and a cozy wood-burning stove, creating the perfect ambiancefor chilly mountain evenings. The dining area opens to a newly built back deck, ideal for BBQs and relaxation. The first floor bathroom featuresa clawfoot tub that adds to the rustic charm, while upstairs, three spacious bedrooms await. The generously sized upstairs half bathroom couldeasily be converted into a full, offering the potential to convert the home to two full bathrooms. Historically functioning as a profitable Airbnb, thishome presents an excellent opportunity for rental income, catering to adventure seekers and nature enthusiasts. With its central location nearKaaterskill Falls, it's the perfect hub for outdoor activities. Don't miss out on the chance to own your slice of the Catskills. The sale of thisproperty will be "As Is" and the furniture can be included at the discretion of the purchaser.
Features
- Rooms: 7
- Bedrooms: 3
- Baths: 1 full / 1 half
- Style: Colonial
- Year Built: 1920
- Heating: Electric, Baseboard
- Cooling: None
- Basement: Unfinished
- Approx Sq. Feet: 960
- Acreage: 0.35
- Est. Taxes: $1,626
- Water Front: Yes
- Elem. School: Hunter Elementary School
- Middle School: Hunter-Tannersville Middle/High Sch
- High School: Hunter-Tannersville Middle/High Sch
- School District: Hunter-Tannersville
- Appliances: Dryer, Microwave, Oven, Refrigerator, Washer
- MLS#: H6296077
- Days on Market: 169 days
- Website: https://www.raveis.com
/prop/H6296077/278nlakeroad_hunter_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Sarah AlvarezVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 1880936
347.223.0992
Sarah.Alvarez@Raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance
860.690.5052
Robert.Reade@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
278 N Lake Road, Hunter, NY, 12436
$264,500
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Sarah Alvarez
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $211,600 | $211,600 | $211,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
| Monthly Tax Payment | $136 | $136 | $136 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,408 | $1,406 | $1,784 |
| Total Monthly Payment | $1,619 | $1,617 | $1,995 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535