2 Cedar Reef, #A205, Harbor Island, SC, 29920 | $391,000

VIEW, VIEW, VIEW. 1 Year Home Warranty. This immaculate condo is very easy to show. It is completely updated and furnished, a must-see. Truly one of the best condos on Harbor Island. This unit has many new upgrades including granite counters, kitchen tile floors, stainless steel appliances, soft close cabinets, a walk-in shower in the main bathroom, and All-new hurricane-rated windows and a new hurricane-rated sliding glass door. Enjoy all of Harbor Islands amenities; Resort style pool, tennis, pickleball courts, basketball and volleyball courts, dog parks, Come and relax, your personal sanctuary awaits. Sellers are offering a 1 Year American Home Shield Warranty, Shield Complete Plan starting from the date of purchase.

Features

  • Heating: Electric, Central
  • Cooling: Electric, Central Air, Heat Pump
  • Amenities: Pickleball, Tennis Court(s), Garden, Fitness Center, Lawn Maintenance, Pool, Playground, Walking Trail, Security Gate
  • Rooms: 4
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Development: Harbor Island
  • Year Built: 1980
  • Common Charge: $1,679 Annually
  • Approx Sq. Feet: 1,080
  • Est. Taxes: $985
  • Water Front: Yes
  • Appliances: Cable TV/Available, Ceiling Fan, Dishwasher, Dryer, Furnished, Gas/Oven/Range, Microwave, Refrigerator, Smoke/Heat Detector, Vent Fan, Washer
  • MLS#: 183616
  • Days on Market: 287 days
  • Website: https://www.raveis.com
    /prop/183616/2cedarreef_harborisland_sc?source=qrflyer
This information is deemed reliable, but not guaranteed. Neither the Lowcountry Regional MLS, nor the listing broker, nor their agents or subagents are responsible for the accuracy of the information. The buyer is for use by its members and is not intended for use for any other purpose. Source: LowCountry Regional MLS
Listing courtesy of BHHS Bay Street Realty   Phone: 843-838-3004

William Raveis Family of Services

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888.699.8876

Contact@raveis.com

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Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

2 Cedar Reef, #A205, Harbor Island, SC, 29920

$391,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $312,800 $312,800 $312,800
Term 360 months 360 months 180 months
Initial Interest Rate** 7.000% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.563% 7.159% 6.276%
Monthly Tax Payment $82 $82 $82
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,081 $2,079 $2,638
Total Monthly Payment $2,238 $2,236 $2,795

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.