MAJOR $40K PRICE IMPROVEMENT. Incredible opportunity to buy one of the nicest ocean view end units in L building. Featuring a cute floor plan all rooms have stunning ocean views. The kitchen has been beautifully renovated to include cabinets, open shelving, quartz counters, S/S appliances, deep S/S sink with spring faucet & tiled flooring. Both bathrooms have been remodeled with a fully tiled walk in shower & new vanities. The sunny living area leads out onto the screened porch showcasing gorgeous water views of St. Helena Sound and Harbor's treasured sand dunes. It's the perfect place to sit & relax watching spectacular sunrises while sipping morning coffee. This end unit is just steps away from the pool & boardwalk. Cutely furnished & accessorized the villa is a very successful rental. This wonderful end villa is very conveniently located next to the laundry room which is free to use for you and your guests. It features a square entryway with storage closets unlike the long hallways of the interior units. A fabulous bonus is that you can see the water while standing at the kitchen sink so doing those dishes will almost be a pleasure! The bedroom is also situated to take advantage of the beautiful ocean views. The current owners are successfully renting the villa through Air BnB and VRBO. Villa is furnished with few exceptions of personal items. Harbor's Beach and Racquet Club is just steps away so spending the day relaxing by the pool, or playing a game of pickle ball is all about choice. Harbor Island is a beautiful, peaceful, scenic barrier island rich in Mother Nature's treasures. Wildlife abounds and the beach provides some of the most idyllic walks one will ever experience. Watch shrimp boats trawl, dolphins dive, birds soar and simply marvel at the stunning beauty on show. It is definitely the kind of place you will love to visit and hate to leave.
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NMLS Mortgage Loan Originator ID 7654
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $199,920 | $199,920 | $199,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.563% | 7.159% | 6.276% |
Monthly Tax Payment | $209 | $209 | $209 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,330 | $1,329 | $1,686 |
Total Monthly Payment | $1,614 | $1,613 | $1,970 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.