Harbor Island, SC, 29920 | $435,000

Welcome to your seaside paradise! This stunning two-bedroom, two and a half bathrooms condominium on Harbor Island offers the ultimate coastal living experience. Nestled within the gated community of Harbor Island, this unit boasts breathtaking oceanfront views, an array of luxurious amenities and one of the few condos that offers an exterior closet for extra storage. As you step through the front door, you'll be immediately captivated by the panoramic vistas of the sparkling Atlantic Ocean. The open-concept living area is bathed in natural light, creating a warm and inviting ambiance. Large windows and a sliding glass door open to a spacious private balcony, where you can relax with your morning coffee while watching the waves crash against the shore.

Features

  • Heating: Heat Pump
  • Cooling: Heat Pump
  • Amenities: Boat Storage,Clubhouse,Fitness Center,Playground,Pool,Security Gate,Tennis Court(s)
  • Bedrooms: 2
  • Baths: 2 full / 1 half
  • Development: Harbor Island
  • Year Built: 1980
  • Common Charge: $1,654
  • Approx Sq. Feet: 1,069
  • Water Front: Yes
  • Boat Access: Not Applicable
  • Appliances: Cable TV/Available,Ceiling Fan,Dishwasher,Dryer,Elec/Oven/Range,Microwave,Refrigerator,Unfurnished,Washer
  • MLS#: 184324
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/184324/5cedarreefdrive_harborisland_sc?source=qrflyer
Source: LowCountry Regional MLS
Listing courtesy of Keller Williams Realty   Phone: (843) 682-8100

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com, which receives over 1 billion hits per year
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Whitney RuggVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 7654

401.474.4879

Whitney.Rugg@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Paul BerriosRegional SVP, Insurance Sales Producer, William Raveis Insurance

978-337-3053

Paul.Berrios@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

Harbor Island, SC, 29920

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Whitney Rugg

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 401.474.4879

Whitney.Rugg@raveis.com

NMLS Mortgage Loan Originator ID 7654

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 7.125% 6.375%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.880% 7.295% 6.644%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,345 $2,345 $3,008
Total Monthly Payment $2,420 $2,420 $3,083

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.