SAFE & SECURE thru 2 major hurricanes thanks to the easy to operate roll down hurricane shutters. Safety & Security are so important plus this lovely spacious home also offers 2 bedrooms, 2 baths a 2 car garage and many updated features. Located in the heart of Kings Point 55+ community! When you step into this gorgeous home your eyes immediately focus on the easy care, wood look plank tile floors through-out the living areas. The gourmet kitchen has new white painted wood cabinets and black granite counter tops for a striking contrast.
Enjoy the peaceful pond view as you enjoy coffee in the dinette or from the lovely fully enclosed Florida room. The owner's suite is huge (14x15) and has a 5x8 walk in closet. The bath features a walk in shower for comfort and safety. The split bedroom plan provides plenty of privacy when the guests arrive. This well insulated home provides you with energy savings and low cost utility bills, partly due to the high efficiency HVAC system installed in 2018. Safe and secure you will be in gated Kings Point, where golf carts, golf, tennis, pickle ball, pool aerobics, multiple club houses and you name the hobby keeps you on the go as much as you desire. Enjoy shows, musicals, social clubs, day trips, and much more. A very spacious garage provides room for your car and your golf cart plus plenty of extra storage room. Schedule your private showing. The owner is anxious to be with her family in the mid-west, allowing you to enjoy the holidays in your new Florida dream home. Call today to schedule your private tour.
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Our Executive Mortgage Banker:
Our Insurance Division:
$244,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $195,920 | $195,920 | $195,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $302 | $302 | $302 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,302 | $1,652 |
Total Monthly Payment | $1,697 | $1,679 | $2,029 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.