Step into this cape-style residence nestled in a charming neighborhood boasting an unbeatable commuter location, mere moments from major highways! Outside, the home welcomes you with mature landscaping and a picturesque walkway leading to the front entrance. The main level features a comfortable living room, a well-appointed kitchen with a dining area, two cozy bedrooms, and a full bathroom. Adjacent to the kitchen, a practical mudroom offers access to the side porch. Upstairs, discover two additional bedrooms with hardwood flooring. The finished basement adds even more living space, complete with two more rooms and another bathroom. With recent replacements including the roof, oil tank, and furnace, the big-ticket items are all sorted, leaving room for your personal touches to elevate this home's charm even further. Don't miss the opportunity to make this your dream home!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $360,000 | $360,000 | $360,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $546 | $546 | $546 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,425 | $2,393 | $3,087 |
Total Monthly Payment | $3,046 | $3,014 | $3,708 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.