HUGE PRICE REDUCTION. . . ONE OF THE BEST PRICED HOMES WITH A SHARE! Within the confines of Pointe West, a resident-owned 55 plus community, this charming two-bedroom, one-bathroom home epitomizes comfort and charm. This property boasts a tranquil atmosphere and a vibrant community spirit. The maintenance fee of $300 per month covers water, sewer, garbage, and lawn care, ensuring hassle-free living. Pointe West doesn't just offer a place to live; it offers a lifestyle. Enjoy a day at the lake with a picnic or a good book. Located in Largo, Florida, Pointe West was the 2022 recipient of the esteemed Best of Largo Awards in the category of Mobile Home Parks. Whether you're splashing by the pool or engaging in a friendly game of shuffleboard, this community is designed to keep you smiling and thriving! INTERIOR: Step into this inviting cottage-style home, where every detail exudes warmth and ease. The updated lighting fixtures cast a soft glow throughout the space, enhancing its cozy ambiance, while updated windows allow the Florida sun to brighten up the interior. The new refrigerator, purchased in 2022, adds a touch of modern convenience to the kitchen, complementing the range and microwave. The spacious eat-in kitchen is the heart of the home, offering a perfect spot for casual meals and lively conversations. Conveniently tucked away in the kitchen are the washer and dryer, also purchased in 2022, making laundry chores a breeze. The vinyl and Berber carpet flooring provide a blend of elegance and practicality, ensuring both durability and coziness underfoot. New subfloors provide stability and longevity, while the 2-inch faux wood blinds offer privacy and style. Every interior door has been replaced in 2022, adding a fresh and cohesive look to the space. French doors lead gracefully from the main living area to an L-shaped Florida room, creating a seamless flow between indoor and outdoor living spaces. The primary bedroom of this home is a tranquil oasis, bathed in natural light, creating a bright and airy atmosphere. A large closet provides plenty of storage for clothing and personal items, keeping the space clutter-free and organized. Adjacent to the primary bedroom lies a versatile second room, perfect for accommodating visiting friends or family members. Alternatively, this room could serve as a quiet study or a productive home office, providing a dedicated space for work or leisure activities. The neat-as-a-pin bathroom is a pristine retreat, featuring a shower and tub combo for ultimate de stressing and convenience. EXTERIOR: Outside, a back private patio invites you to unwind and bask in the serenity of the private surroundings with no rear neighbors. The patio offers a secluded retreat for enjoying morning coffee or evening sunsets. Enhanced with vinyl siding and a freshly painted exterior, the home is dressed in style! A convenient carport provides shelter for vehicles from the elements, while the roofover replaced in 2021, ensures peace of mind and protection for the home. A shed offers additional storage space for tools and outdoor equipment. Priced at $134, 000. which includes a share, this property offers not just a home but a lifestyle, where every detail is designed to enhance your quality of life. Call today for your own private showing.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $107,200 | $107,200 | $107,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $132 | $132 | $132 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $740 | $722 | $912 |
Total Monthly Payment | $947 | $929 | $1,119 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.