Spectacular Spacious Colonial Splanch * 5 bedrooms, 3 full baths, hardwood floors on main, 2nd level and lower level, carpet on basement level * $2500 closing credit if in contract by 11/15/24* Ceramic tile floor in foyer, kitchen, family room & bathrooms * Freshly painted & hardwood floors redone * Eat in kitchen, granite countertops, SS appliances * Full bath w/walk in shower and washer/dryer on main level * Several ceiling fans throughout * All 5 bedrooms are large, the master bath has double vanity, one of the bedrooms is set up as an office with ample shelving * Huge open area in basement * Workshop with laundry tub * Retractable awning over trex deck * Professionally landscaped, picturesque front and back yards, gazebo, shed, expansive paver patio, partially fenced * Paver sidewalk and driveway lead to a 2 car garage * Excellent commuter location * Short distance to Palisades Parkway/NYS Thruway * Award winning Pearl River School District * Survey attached to listing * Additional Information: ParkingFeatures: 2 Car Attached, ConstructionDescription: Cedar, Shake Siding, Flooring: Carpet,
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Our Executive Mortgage Banker:
Our Insurance Division:
$799,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $639,920 | $639,920 | $639,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.498% |
Monthly Tax Payment | $1,808 | $1,808 | $1,808 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,257 | $4,253 | $5,487 |
Total Monthly Payment | $6,157 | $6,153 | $7,387 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.