5159 VT Route 103, Shrewsbury, VT, 05738 | $435,000

Circa 1850 stately Colonial featuring both front and back two-story units, each with unique character. The front unit, the smaller of the two, offers two bedrooms and a full bath on the second floor and an eat-in kitchen and a spacious living room adorned with original hardwood floors and elegant pocket doors on the main floor. The back unit presents four bedrooms and two full baths, showcasing exquisite period details throughout, including hardwood floors, a beautiful stained glass window, curved plaster walls, and an ornate fireplace (currently sealed) in the parlor. The renovated eat-in kitchen is complemented by a charming butler's pantry complete with original cabinetry. The comfortable family room leads to a deck overlooking the expansive flat backyard, bordered by the Mill River. The property also has a workshop and ample parking. Its location in the small village of Cuttingsville offers the convenience of quick access to Rutland for shopping, airport facilities, and medical services, while still being just minutes away from many recreational opportunities, including skiing, golfing, and hiking. Whether you choose to live in one unit and rent the other, or utilize both as income-generating rental units, this distinctive residence offers a truly unique opportunity to experience the best of Vermont living.

Features

  • Bedrooms: 6
  • Baths: 3 full
  • Units: 2
  • Style: Antique,Duplex,Multi-Family,Multi-Level,Victorian
  • Year Built: 1850
  • Heating: Baseboard,Forced Air,Hot Air,Hot Water
  • Cooling: None
  • Basement: Dirt Floor,Full,Stairs - Interior,Unfinished
  • Approx Sq. Feet: 3,396
  • Acreage: 1.1
  • Est. Taxes: $3,557
  • Lot Desc: Level,Open,River,River Frontage
  • Elem. School: Shrewsbury Mountain School
  • Middle School: Mill River Union High School
  • High School: Mill River Union High School
  • School District: Mill RIver USD 40
  • MLS#: 4988988
  • Website: https://www.raveis.com
    /prop/4988988/5159vtroute103_shrewsbury_vt?source=qrflyer
©2024 New England Real Estate Network, Inc. All rights reserved.This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of PrimMLS. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data last updated 11/14/2024
Listing courtesy of Four Seasons Sotheby's Int'l Realty   Phone: 802-228-4537
Listing Agent: Debra Staniscia

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Brian SkellyVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 793093

203.415.2989

Brian.Skelly@raveis.com

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Our Insurance Division:

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5159 VT Route 103, Shrewsbury, VT, 05738

$435,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Brian Skelly

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 203.415.2989

Brian.Skelly@raveis.com

NMLS Mortgage Loan Originator ID 793093

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $348,000 $348,000 $348,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.250% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.655% 7.146% 6.276%
Monthly Tax Payment $296 $296 $296
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,374 $2,313 $2,935
Total Monthly Payment $2,745 $2,684 $3,306

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.