MOVE IN READY! Embrace sunny mornings and stunning sunsets from the comfort of this condominium, featuring mesmerizing water views. Welcome Home to Gated Kings Point! Maintenance-free living in Sun City Center includes all Community Amenities. This home is in the beautifully landscaped area of Lancaster Association. A 2-car epoxy floor garage with a screened front door, 2-bedroom, 2 bath home features a Florida room (motorized sun shades) and split bedroom floor plan. ***Complete repipe, A/C 2023, Water Softener, Water Heater 2023, Dishwasher 2023, and Kitchen cabinets resurfaced 2024. This is Florida living at its best! The bright and cheery Great Room with wood flooring and perfect. The open floor plan boasts ceilings adorned with custom moldings and arched openings, creating an elegant ambiance. The kitchen is designed for efficiency, offering over-sized cabinets, new appliances, and a pantry for all your culinary needs. The granite sink and countertop feature a raised second level, perfect for setting up a buffet or accommodating bar stools for casual dining. Privacy for guests is ensured with the thoughtful split bedroom layout. Ample storage space is available in the two-car garage, equipped with surrounding cabinets for your organizational convenience. Outside yard maintenance is included, and a KPW Home Warranty is available, granting you more time to fully immerse yourself in the luxurious Kings Point Resort lifestyle, which offers an array of unbelievable amenities! Experience the best of waterfront living and resort-style indulgence in this captivating condominium. Don't miss out on the opportunity to make this dreamy retreat yours.
**There is a transfer fee of $150 to Kings Point Federation and also $100 to Lancaster Condo Association to be made 10 days prior to close with association application. All real estate agents must provide a copy of their RE license at the gate.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $196,000 | $196,000 | $196,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $236 | $236 | $236 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,320 | $1,303 | $1,653 |
Total Monthly Payment | $1,631 | $1,614 | $1,964 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.