Imagine living in the middle of 115 acres of rural land in Seminole County, swimming in your private pool and hearing only the sounds of nature. This 5 bedroom 4 bath home with a separate study is one of the few remaining vestiges of truly rural land in a state that is changing quickly. It less than 13 miles from an international airport and sits along a paved road, but once you head off toward the main house, you soon feel like you're in Old Florida. Though the home is listed here separately, the owner will not sell the house to anyone not also willing to buy the surrounding land at the same time. The following parcel ID's are all contiguous and can be accessed off the paved and county-maintained portion of Cochran Road: 20-20-32-300-0080-0000, 20-20-32-300-002A-0000, 20-20-32-300-0030-0000, 20-20-32-300-0060-0000, 20-20-32-300-008B-0000 - these are listed separately and the price of purchase is in addition to the purchase of this home on a 1-acre parcel. This brick home is meticulously maintained and has a 3-way split floor plan on a single level. The floors are tile in the most high-traffic areas & bathrooms, real wood in the kitchen and family rooms, and carpet in the bedrooms. The gourmet kitchen has a gas range and opens out into the family room with a beautiful gas-powered fireplace, and there is plenty of storage room both inside the house with multiple walk-in closets and pantries, plus the 4-car garage. The whole-house generator (installed/permitted in April 2019) makes sure things run no matter the weather, and the home has been upgraded with double-paned windows throughout. The roof was installed in 2019 and the air conditioner was new July 2020. The garage has a walk-in freezer (permitted in 2020), which will come in handy if the new owner continues the cattle operation, and the out parcels contain 2 pole barns and a structure that could be refurbished as a secondary home. The majority of the property is fenced (3 rail with wire) to facilitate ag use (including ag-exempt for tax purposes). Words cannot capture the full potential of this property - you've got to see it for yourself. They thought of everything, even an industrial-size well and a 1000 gallong underground tank to fuel all the gas-powered appliances. Seller is willing to include all the farm equipment, including multiple trailers, a tractor, and even a stump grinder!
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $960,000 | $960,000 | $960,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.625% | 6.625% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.282% | 6.762% | 6.036% |
Monthly Tax Payment | $297 | $297 | $297 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $6,147 | $6,147 | $8,429 |
Total Monthly Payment | $6,569 | $6,569 | $8,851 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.