Paradise awaits! This 1Bd/Ba home is in the highly desirable waterfront community -Village of Holiday Lake where you OWN the land. No land lease & no age restrictions! Low monthly $130 mth HOA fee gives you access to all the wonderful amenities. 2 pools (1 heated), BBQ area, rec hall, craft rm, fitness center, laundry, tennis, pickleball, shuffleboard, access to 2 storage lots, boats slips, boat ramp and more! This home has been completely updated. New custom kitchen with quartz tops, soft close drawers, open shelving, shiplap backsplash and a large bar area to eat comfortably. Spacious living rm with furniture to convey. New LVP flooring throughout. The bathroom offers a new walk in tiled shower, vanity, tankless water heater and lighted mirror. The master bedroom has a King size bed that will remain and a walk in closet for all your storage needs. The exterior has lush landscaping, large lanai with epoxy flooring, patio furniture to remain, laundry rm and a huge storage closet. Minutes to the most beautiful beaches, great fishing, golfing, restaurants and shopping.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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Our Executive Mortgage Banker:
Our Insurance Division:
$170,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $136,720 | $136,720 | $136,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.582% | 7.171% | 6.518% |
Monthly Tax Payment | $146 | $146 | $146 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $933 | $909 | $1,172 |
Total Monthly Payment | $1,154 | $1,130 | $1,393 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.