Discover the gorgeous Caroline model at Valencia Cay at Riverland's 55+ community. This home redefines comfort with 3 bedrooms, 2. 5 baths, and luxurious features like a gourmet kitchen adorned with quartz countertops, stainless steel appliances, double ovens, a gas range and porcelain tile flooring. The outdoors features newly sealed pavers, complemented by the convenience of central A/C, a tankless water heater, impact doors and windows. As a resident, you'll enjoy access to the clubhouse with resort-style amenities, ensuring every day feels like a vacation. From swimming pools to fitness centers and social clubs, a vibrant community life awaits. Nestled in a coveted community, this home combines luxury, safety, and an active lifestyle, making it an ideal choice for your next home.
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Our Executive Mortgage Banker:
Our Insurance Division:
$690,999
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $552,799 | $552,799 | $552,799 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.250% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.655% | 7.146% | 6.276% |
Monthly Tax Payment | $656 | $656 | $656 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,771 | $3,674 | $4,662 |
Total Monthly Payment | $4,519 | $4,422 | $5,410 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.