601 Shreve STREET, #51B, Punta Gorda, FL, 33950 | $295,000

Located in the well-maintained and managed waterfront community of Banyan Point in Punta Gorda Isles, this turnkey furnished end-unit home is perfect for either a year-round or part-time resident. In addition to the community pool and clubhouse, hundreds of feet of canal front dockage are available to owners for a nominal annual fee, affording boaters a quick trip to Charlotte Harbor, the Isles Yacht Club, Fishermen’s Village, and more. Inside the home, an open, split-bedroom floor plan affords a very spacious and tastefully decorated interior and privacy for owners and guests. The primary bedroom is filled with natural light and offers water views, a walk-in closet, and sliders to the screened lanai, plus a very sizeable primary bath with granite counters, dual sinks, and a separate tub and shower. A comfortably sized guest bedroom near the front of the home features its own bath with a tub and shower. The large kitchen with bar seating and ample counter and cabinet space has been updated with granite counters and stainless steel appliances and is open to the dining and living room, lending itself perfectly to entertaining. Additional conveniences include a dedicated carport parking spot, an elevator in the building, a storage closet on the lanai, and full-size washer and dryer in the home. With a new roof on the building, impact windows, and a new air conditioner and hot water heater in 2022, this home offers peace of mind as all major expenses have already been addressed. Whether you’re searching for a year-round home in a desirable boating community or a place to make your vacation retreat, this waterfront haven is sure to please.

Features

  • Elevator: Y
  • Heating: Central
  • Cooling: Central Air
  • Levels: 3
  • Rooms: 7
  • Bedrooms: 2
  • Baths: 2 full
  • Laundry: Inside, Laundry Closet
  • Complex: BANYAN POINT PH 03
  • Year Built: 1981
  • Approx Sq. Feet: 1,394
  • Acreage: 0.03
  • Est. Taxes: $1,219
  • Condo Fee: $856 Monthly
  • View: Water
  • Pet Policy: No
  • Appliances: Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
  • MLS#: N6131960
  • Days on Market: 186 days
  • Website: https://www.raveis.com
    /prop/N6131960/601shrevestreet_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/23/2024 1:44:51 AM)
Listing courtesy of PREMIER SOTHEBYS INTL REALTY   Phone: 941-412-3323

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NMLS Mortgage Loan Originator ID 16953

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601 Shreve STREET, #51B, Punta Gorda, FL, 33950

$295,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $236,000 $236,000 $236,000
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 5.990%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.456% 7.171% 6.276%
Monthly Tax Payment $102 $102 $102
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,590 $1,569 $1,990
Total Monthly Payment $1,767 $1,746 $2,167

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.