Come to the historic village of Acworth!! 2 doors from the busy Library sits this 1790-1800's federal home. You will note in the pictures all the fireplaces (7), exposed original beams and lovely wide pine floors. Plenty of rooms for the buyer that wishes a home office with fiber Broadband or cable available. Tons of windows for plenty of natural light. Original woodwork, beautiful stairway to 2nd floor, first floor bedroom, first floor laundry, large library/family room with wood stove in the fireplace, so cozy and you'll love the back stairway to the 2nd floor. Spacious deck on back of home plus a renovated 2 story barn (32x40) with excellent workshop. The 2plus acres of land are surrounded by the original stone walls with lots of room for gardens. Could harvest some of the trees for next year's heating. Seller is in the process of having a painting company scrape and pain the entire exterior and prime with white paint.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $651 | $651 | $651 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,689 | $2,653 | $3,367 |
Total Monthly Payment | $3,415 | $3,379 | $4,093 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.