Seller financing available with 6. 9% interest rate. Welcome to this stunning first-floor condo located in the gated resort-style community of Itopia. This beautifully designed 1 bedroom unit boasts exceptional features and amenities that are sure to impress. As you enter, you'll notice the fully equipped kitchen, complete with a breakfast bar, sleek granite countertops, stainless steel appliances, and a convenient storage pantry that also houses a washer and dryer.
The spacious bedroom is truly a retreat, featuring an ensuite bathroom with extra vanity space, a walk-in closet, and a screened patio with adjoining access from the living room, allowing you to enjoy the beautiful Florida weather while relaxing outside. The community itself boasts an unparalleled range of amenities and features, offering the ultimate experience of resort-style living. You'll have access to two beautiful, outdoor heated pools and two hot tubs, where you can take a refreshing dip, relax, and soak up the sun. Sports enthusiasts will appreciate the tennis courts, racquetball courts, basketball half-court, and volleyball court. For those looking to let out some energy indoors, the community fitness center is equipped with state-of-the-art Plasma TVs and offers a range of equipment to meet all your fitness needs. Afterward, you can relax those muscles in the indoor sauna. It’s the perfect place to unwind and recharge after a long day. Other Clubhouse amenities include a theater room for enjoying your favorite movies, a rental space with full kitchen for hosting get-togethers, and a Business Center with High-Speed Internet that provides printing, copying, scanning, and faxing services. The perks of Itopia don’t stop here. This community also offers a courtesy guard and security cameras, home internet and cable to keep you connected and entertained, valet trash service, a car wash station, and for the Pet lovers, there are 2 on-site Dog Parks, perfect for taking furry friends for a walk or playing fetch. Perfectly situated on Gandy Boulevard and just 3 miles from I-275, you’ll have convenient and easy access to a variety of destinations in the Tampa Bay area, from downtown St. Petersburg, to Tampa, and beyond. Come and experience all that this luxury community has to offer with your own little slice of Saint Pete paradise. Seller financing available with 40% down payment, at a 6. 9% interest rate with a 1 year balloon period on a 10 year amortization schedule. Other terms can be offered with 20% down.
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Our Executive Mortgage Banker:
Our Insurance Division:
$167,950
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $134,360 | $134,360 | $134,360 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $142 | $142 | $142 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $928 | $905 | $1,143 |
Total Monthly Payment | $1,145 | $1,122 | $1,360 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.