Welcome to The Villages of Valencia, this 3/2. 5 home boast many upgrades when built in 2022 with a spacious 2-car garage and stylish tile flooring throughout the ground floor. The master bedroom is conveniently located on the first floor, the second floor has plush carpeted stairs leading to the upstairs room with a full bath, perfect for relaxation after a long day. Nestled in the heart of Villages of Valencia, indulge in a lifestyle of convenience and recreation with a plethora of amenities at your fingertips. From the multi-purpose field to the sparkling pool, playground, and sand volleyball court, there's something for everyone to enjoy right within your community. Location is key, and this home delivers! Less than a mile from the picturesque Intracoastal Waterway and mere minutes away from two pristine public beaches, every day feels like a vacation. Plus, with historic St. Augustine just a short 8-mile drive north, you'll be immersed in the charm of this beloved city whenever the mood strikes. Experience the ease of living with dining and shopping destinations less than 5 miles away, and convenient access to major highways including US-1 and I-95 or make this a great investment property! Whether you're commuting or exploring the treasures of St. Augustine, everything is within reach. Don't let this opportunity slip away – seize the chance to call this exquisite gem your own in the vibrant community of Villages of Valencia. Schedule your viewing today and elevate your lifestyle to new heights!
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Our Executive Mortgage Banker:
Our Insurance Division:
$359,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $287,200 | $287,200 | $287,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.551% | 7.159% | 6.276% |
Monthly Tax Payment | $325 | $325 | $325 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,911 | $1,909 | $2,422 |
Total Monthly Payment | $2,311 | $2,309 | $2,822 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.