274 Colony Point DRIVE, Punta Gorda, FL, 33950 | $935,000

*Honey, Come Look at the Price Reduction on This Magnificent 3bd 3ba Pool Home *A Spectacular Waterfront Setting showing lots of Intersecting Canals *Fantastic Punta Gorda Isles Location!! *Less than 8 min to Charlotte Harbor *Sailboats, Power boats, your choice, With 2 Great Access Points to Charlotte Harbor you'll enjoy the watching Vessels Passing by Your Backyard!! *Catch Dinner off your 45ft Dock with Lights, 50 amp Shore power & 10ft pilings *Spacious Pool Lanai area with Travertine Tile & Pool Bath *A Tilcor 50 year Warranty Metal Roof *PGT Impact sliding doors and Palladian Windows *Interior ~ Split bdr floor plan, Crown Molding, Lg Porcelain Tiles on the diagonal Throughout the home, Vaulted Ceilings, Granite Counters, New in 2024 SS Appliances, Slow close Wood Cabinetry, Plantation Shutters, Lanai-Power rolled shade Walk-in closets *Garage~Epoxy Floor & New overhead garage door w/remote * Mature Landscaping *Paver Brick Driveway *Meticulously Maintained *This is Your Wonderful Piece of Paradise in PGI! Did I mention~LOW RATE Flood insurance and Transferable!!!

Features

  • Rooms: 6
  • Bedrooms: 3
  • Baths: 2 full / 1 half
  • Laundry: Inside, Laundry Room
  • Year Built: 1995
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,148
  • Acreage: 0.23
  • Est. Taxes: $9,513
  • View: Water
  • Pool: Gunite, Heated, In Ground, Lighting, Tile
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Range Hood, Refrigerator, Washer
  • MLS#: C7490174
  • Days on Market: 263 days
  • Website: https://www.raveis.com
    /eprop/C7490174/274colonypointdrive_puntagorda_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 12/24/2024 12:17:09 PM)
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE   Phone: 941-637-6116

William Raveis Family of Services

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888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
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Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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274 Colony Point DRIVE, Punta Gorda, FL, 33950

$935,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $748,000 $748,000 $748,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.750% 6.625% 6.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.545% 6.748% 6.932%
Monthly Tax Payment $793 $793 $793
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,852 $4,790 $6,619
Total Monthly Payment $5,737 $5,675 $7,504

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.