This turnkey 1/1 home could be your perfect oasis in the sun! Upon arrival, you're greeted by a relaxing covered patio, complete with patio furniture and a grill. Of course, you can't miss the TWO GOLF CARTS that go with the home! Inside you'll find a charming combination living and dining room, plus a kitchen that has appliances no more than two years old. The cozy bedroom has a closet and space saving built-in drawers. The laundry room is adjacent to the expansive family room, large enough to entertain a crowd! Located in beautiful Saddlebag Lake Resort, where you own the land, this 55+ community has so many amenities you'll feel like you're on vacation every day - a crystal clear community pool, screen-enclosed hot tub, tennis and pickle ball courts, professional grade shuffleboard courts, fitness center, rec room with pool tables and saunas, horse shoe pits, a beach and beach house with a full kitchen and covered patio, not to mention a clubhouse with planned activities that you can participate in. The resort is pet friendly, there's even a dog park for your fur babies to run around at. Practice your swing at the driving range, or go boating and fishing, the choice is yours. All of this is included in the low HOA dues, as is your water, sewer and trash pick-up. At this price the home won't last long, so call now to schedule your private tour!
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Our Executive Mortgage Banker:
Our Insurance Division:
$115,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $92,000 | $92,000 | $92,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.404% | 7.133% | 6.236% |
Monthly Tax Payment | $74 | $74 | $74 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $612 | $611 | $776 |
Total Monthly Payment | $761 | $760 | $925 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.