This charming to be built new construction offers 1392 square feet of cozy living space, perfect for creating cherished memories. Designed as a single-level ranch-style home, it boasts a simple yet functional layout with three bedrooms, including an owner's suite featuring a relaxing soaking tub. The heart of the home is the open-concept living area, where the kitchen seamlessly flows into the living and dining spaces. An inviting kitchen island stands ready to host family gatherings or quiet meals alike. With its warm atmosphere and flexible layout, this area is sure to become the hub of your daily life. Practicality meets convenience with a two-car under garage, providing parking and storage space for your vehicles and belongings. And with the option to customize design upgrades, you have the freedom to put your personal stamp on details. Don't miss out on the chance to make this cozy retreat your own. Agent related to seller
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $351,200 | $351,200 | $351,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | N/A | N/A | N/A |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,366 | $2,334 | $2,962 |
Total Monthly Payment | $2,441 | $2,409 | $3,037 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.