Welcome to 1636 Abscott St! This home features three bedrooms, two bathrooms in a comfortable split floor plan. The property is easily accessed from Midway Blvd and located on the Niagara Waterway, a brackish water canal. As you enter the home you are greeted with the spacious living room with bright, natural sunlight, neutral colored walls and dark colored wood like flooring. The living area flows through the formal dining room off the living room and adjacent to the kitchen. The kitchen features stainless steel appliances, granite countertops, neutral colored wood cabinets, pantry and a comfortable working triangle. A breakfast bar and an informal dining area aside the kitchen with slider doors accessing the lanai. The primary bedroom is bright and spacious with a large walk-in closet and an en suite bathroom that has a glazed window creating a bright space featuring neutral colored tile, a single sink vanity, standing shower, and a door that leads to the garage. Bedrooms two and three have a moderate sized window, neutral colored paint, and spacious closets. The second bathroom features a glazed window, a single vanity, and a neutral colored tiled tub/shower combo. The lanai is screened, tiled and accesses the spacious yard. The garage is oversized with plenty of storage space, houses the laundry area and has a side door that accesses the north side of property. The property is landscaped with palm trees in the front and an array of Deciduous and Conifer trees that border the back property line at waters edge. Colored concrete edging with assorted bushes and rock gardens highlight the front of the home. The riding lawnmower is functional and conveys with the property, as is. There is an irrigation system in place from the canal that needs repair. The roof was replaced in 2022. The windows were replaced in 2021 and all windows have accordion shutters. Electrical panel was upgraded in 2021. Water heater is 2017. AC is 2020.
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$289,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $231,200 | $231,200 | $231,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $322 | $322 | $322 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,538 | $1,537 | $1,950 |
Total Monthly Payment | $1,935 | $1,934 | $2,347 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.