SAND, SURF, SUN AND FUN! Embrace Beachside Living in Saint Augustine, FL! Step into a sun-soaked lifestyle with this exclusive ground-floor condo at Saint Augustine Beach. Offering three spacious bedrooms and two bathrooms across 1, 358 sq. ft. of living space and totaling 1, 512 sq. ft. with a Florida Room and extensive storage, this condo blends comfort with convenience. Prime Location: Situated less than a quarter-mile from Saint Augustine Beach, this home puts you in the heart of coastal bliss. The St Johns County Ocean and Fishing Pier, just a stroll away, is the epicenter for vibrant community events including craft shows, concerts, and festivals. Relish the proximity to beach volleyball, a playful splash park, and a plethora of dining options—all within walking distance. Home Features: Enjoy the expansive front and back patios perfect for gardening aficionados or unwind by the cozy wood-burning fireplace during cooler evenings. The condo is updated with a new HVAC system (2015), electrical updates (2023), and recent community enhancements like new roofs, siding, and gutters (2021). Community Perks: This well-maintained community offers a one-month minimum rental policy, ideal for investors seeking a reliable income stream. Residents and guests benefit from a communal pool and pavilion, perfect for leisure and social gatherings. This property is a gem for those seeking the quintessential Florida lifestyle or a smart investment in one of Florida’s most sought-after beach towns.
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Our Executive Mortgage Banker:
Our Insurance Division:
$419,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $335,200 | $335,200 | $335,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $26 | $26 | $26 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,258 | $2,258 | $2,897 |
Total Monthly Payment | $2,359 | $2,359 | $2,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.