Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Direct waterfront 2 bedroom/two bath condo in the very active community of Boca Ciega Point East, a 55+ community with gated security. This first floor condo has your parking spot directly out front and there is a Great visitor’s parking. A small, caged, (5x5) storage is on the same floor. This wonderful 1st floor condo features granite countertops with wood cabinets in the kitchen, appliances. Comes unfurnished for your personal touch. Luxury wood laminate floors throughout. The enclosed lanai has hurricane rated glass sliding doors that open wide to view the Intracoastal. There is a new community dock to drop your paddle board or kayak (kayak lift provided) within steps of the condo. The master bedroom is large enough for a king-size bed and extra furniture, while the en-suite bathroom is updated with a stand up shower & separate vanity. The second bedroom includes an en-suite bathroom with a tub. Located approximately 1 mile from Madeira Beach. The location is at its finest, minutes to Madeira Beach, Publix, banking, Seminole City Center, restaurants, close to the St. Pete and Tampa airports, close to downtown St. Petersburg. The community offers: bike storage, tennis court, pickleball, renovated heated pool, saunas, putting green, library, boat club, pool table, ping pong, picnic area, shuffleboard, and state of the art exercise equipment overlooking the water. Monthly maintenance fees include Internet, cable TV, water, sewer and trash. No pets allowed. New electrical panel upgraded. Great for someone working at the VA, use full time or your seasonal get-away!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $151,920 | $151,920 | $151,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 6.875% | 6.875% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.352% | 7.042% | 6.160% |
Monthly Tax Payment | $282 | $282 | $282 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $998 | $998 | $1,272 |
Total Monthly Payment | $1,355 | $1,355 | $1,629 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.