LOCATION, location, unbeatable location! Right in the heart of highly desirable St John's County, this home is very near to *all* of the assigned schools; elementary through high school. Saint John's County continues to be the top-rated school district in all of Florida. This home was built in 2017 by Richmond American homes and consists of 5 bedrooms/4 baths, although the 5th bedroom located downstairs could serve as a home office. The owner's bedroom, with en suite bathroom and walk-in closet space is located upstairs; Superior Oasis Master bath with garden tub, tile inserts, large walk in shower with Frameless Euro shower doors. A second upstairs bedroom also has a walk-in master closet and its own en suite bathroom, perfect for an older teenager, mother in law suite, or guests. Two other bedrooms upstairs share another bathroom, equipped with double sinks. The carpeted upstairs was also upgraded to add a spacious loft with plenty of natural light, that can serve as a bonus/flex room/a playroom/home theater/ teen hangout/ gym area. New carpet. Prewired for sound equipment. Downstairs, the home has a main dining room, a butler's pantry, a large walk-in pantry, a breakfast nook, an open concept kitchen and living room, plus the 5th bedroom/den/office/ or guest room. The back porch is a large covered, flex space at this time, upgraded in size at construction; great setting for working out, grilling, or simply relaxing while overlooking the community pond. Plenty of room to add a pool. Gourmet kitchen with all stainless appliances, vented hood, and granite kitchen island. Central vacuum system which simplifies cleaning. All bathrooms are upgraded to corian countertops. The lot backs up to Veteran's Parkway, which offers quick access to Veteran's Park, and has a skate park, a doggie park, basketball courts, soccer fields, and other playgrounds and recreation for the community. The home is located in Oakridge Landing community and also has access to a community pool, which is very close to the house. The owner's room has sound-blocking insulation installed during construction, that makes it extra quiet. 3 Car garage. The street has very low traffic. Attic space with a light adds about 100 sq ft of storage, accessible from drop down stairs in the garage. Newer homes in the immediate surrounding areas are being squeezed in and cannot compare in lot size. The home exterior was recently painted with a desirable and appealing neutral palette. Brand *new* carpet in all carpeted areas, this house is ready to move into. Tile downstairs throughout in immaculate shape. Energy package, Superior Kitchen includes raised panel cabinets with trim; hardware; interior features; many drawers, quality appliances; BI range, wall oven, superior vented hood; island with breakfast nook. Welcome home to an amazing neighborhood and plenty of space! Priced way below appraisal!
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $599,200 | $599,200 | $599,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 7.125% | 6.375% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.880% | 7.295% | 6.644% |
Monthly Tax Payment | $379 | $379 | $379 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,037 | $4,037 | $5,179 |
Total Monthly Payment | $4,508 | $4,508 | $5,650 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.