LISTED $20k BELOW APPRAISED VALUE! Welcome to the award winning St Lucia built by Avantgarde: The Building Group who's been proudly building in SWFL for over 20 years. This home is a sprawling 2250 SF under air, four bedroom, three full bathroom, den and in-law suite. The In-Law suite features private entry, kitchen, bedroom and bathroom approximately 450 SF. Luxuriously finished with impact windows, doors and sliders throughout, waterfall edge granite countertop in main kitchen, quartz countertops in bathrooms and in-law kitchen, plank tile throughout with crack prevention, front and back lanai with overlay, plenty of room for a pool. Gutters, sprinkler system, lifetime epoxy garage floor, everything you'd want or need! NO HOA, NO FLOOD INSURANCE, NO DRAMA! Photos are of a completed model but will be almost identical. This property qualifies buyers for significant savings plus additional rate discounts! 2024 build that includes the ATU Septic system which costs about $10k more than the regular septic systems. Vacant corner lot available to make a half acre for additional $35k
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $359,920 | $359,920 | $359,920 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $32 | $32 | $32 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,395 | $2,392 | $3,035 |
Total Monthly Payment | $2,502 | $2,499 | $3,142 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.