15120 Spanish Point DRIVE, Port Charlotte, FL, 33981 | $879,900

MOTIVATED SELLER offering a LOW INTEREST RATE ASSUMABLE VA MORTGAGE.

Welcome to your waterfront paradise in the beautiful Harbor West of Port Charlotte! This stunning home on a sailboat lot offers the perfect combination of coastal living, just a few minutes from the Gulf.

This home is nestled on a sailboat lot, this property is a boater's dream come true. As you step inside, you'll be greeted by a bright, open floor plan that seamlessly blends indoor and outdoor living. Large windows and sliding glass doors showcase breathtaking water views, filling the home with abundant natural light. Neutral colors create an inviting atmosphere throughout.

The well-appointed kitchen is a chef's delight. It has modern appliances, ample cabinetry, and a convenient breakfast bar. It's the perfect space to prepare delicious meals while enjoying breathtaking water views.

This SMART HOME lets you program appliances remotely, which is great when you're away from home. Other features are four generously sized bedrooms, each thoughtfully designed to provide comfort and privacy. The owner's suite is a true retreat, offering a private oasis with direct access to the outdoor patio. The owner's suite bath has a garden tub, walk-in shower, double sinks, and a large window for tons of natural light.

Step outside onto the expansive screened lanai, where you can wake up to stunning sunrises and relish in the tranquil waterfront ambiance. You can also relax, entertain, and soak up the Florida sunshine. Every outdoor moment is a true delight whether you're enjoying a coffee, hosting a barbecue, watching boats sail by, or simply lounging by the sparkling heated pool/spa.

One of the most enticing features of this property is its sailboat water access. Boating enthusiasts will appreciate the private dock extra steps for easy access and boat cleaning. Explore the pristine waterways and access to the Gulf of Mexico. Imagine spending your days cruising along the water, fishing, or indulging in various water sports.

Located in the desirable and gated community of Harbor West in South Gulf Cove, you'll have convenient access to a wide array of shopping centers, restaurants, golf courses, and beautiful beaches. With its idyllic waterfront location, a 4-minute ride from the lock, this property offers relaxation, recreation, and convenience.

Don't miss out on the opportunity to own this exceptional home. Schedule your private showing today and start living the waterfront lifestyle you've always dreamed of! This home will not last long!

Features

  • Rooms: 6
  • Bedrooms: 4
  • Baths: 3 full
  • Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
  • Year Built: 2019
  • Garage: 3-car
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 2,431
  • Acreage: 0.29
  • Est. Taxes: $4,005
  • HOA Fee: $793 Quarterly
  • Lot Desc: Landscaped
  • View: Water
  • Pool: Heated, In Ground, Lighting, Salt Water, Screen Enclosure
  • Pet Policy: Cats OK, Dogs OK, Number Limit
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave, Refrigerator, Washer
  • MLS#: D6135641
  • Days on Market: 110 days
  • Website: https://www.raveis.com
    /prop/D6135641/15120spanishpointdrive_portcharlotte_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 10/1/2024 10:32:10 AM)
Listing courtesy of EXP Realty   Phone: 888-883-8509

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

15120 Spanish Point DRIVE, Port Charlotte, FL, 33981

$879,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $703,920 $703,920 $703,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.336% 6.360% 6.201%
Monthly Tax Payment $334 $334 $334
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,334 $4,334 $5,940
Total Monthly Payment $4,760 $4,760 $6,366

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.