MOVE IN READY!!! This Home is built by Southern Crown Homes, Inc. This beautiful 3 bedroom 2 bathroom 2 car garage home is built on almost half an acre lot. This home has an open floor plan featuring a large living and dining room combo which gives a direct access to the backyard thru a sliding glass door. The kitchen is equipped with a large island for the whole family to seat around and enjoy time together while preparing meals. The cabinets are very spacious with 42" length upper cabinets and equipped with soft closing doors and handles. The home has a Luxury Vinyl Plank flooring throughout. All bathrooms have a stone countertops, a full width vanity mirror, brushed nickel faucets and light fixtures. The master bath has dual under mount sinks. The master bedroom is equipped with a large walk-in closet. This home provides a 40 gallon water heater. A 15 SEER HVAC system with programmable thermostat. The Builder provides a 2-10 home warranty.
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William Raveis Real Estate
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Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $271,992 | $271,992 | $271,992 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.375% | 7.125% | 6.125% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.474% | 7.282% | 6.412 |
Monthly Tax Payment | $23 | $23 | $23 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $1,879 | $1,832 | $2,314 |
Total Monthly Payment | $1,977 | $1,930 | $2,412 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.