Over 2400 sq ft of living space in this home. Main living area has a large whitewashed fireplace on a dark gray focal wall and vaulted ceilings. Separate formal living and dining rooms give the home a large space for family gatherings and entertaining. The kitchen is a galley-style with cabinets and countertops installed in 2022. Dishwasher and stove replaced in 2022, Refrigerator in 2023. There is a breakfast area just off the kitchen also. The split floor plan offers a primary suite with an additional office or nursery attached. The ensuite bath has a walk in shower, large tub and two separate sink/countertop areas. The additional three bedrooms share a hall bath. One of the rooms does have private access to that bath. Main house has attached 4 car garage, and there is a detached 2 car garage with stairs for attic access. Additional storage shed at back of this garage. Septic tank pumped 2023 and replaced a part to the pump itself at the same time. The water softener to the well is from June of 2022. The balloon tank from 2023. And it has been maintained by Culligan for the salt system. The pool area is accessible from the formal living area, the primary bedroom and the kitchen breakfast area. The enclosure was replaced in 2022. This property of over 1. 1 acres has large shade trees, storage options for cars or recreational vehicles. No HOA. The home has a septic system and well system. The home had replacement roof and gutters in 2020; new A/C system in 2023.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $479,999 | $479,999 | $479,999 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $598 | $598 | $598 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,234 | $3,190 | $4,048 |
Total Monthly Payment | $3,924 | $3,880 | $4,738 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.