It has been over 4 1/2 years since one of these fabulous oversized units has been on the market in beautiful Island Estates! This 3 bedroom, 2 1/2 bathroom, with a den, Townhome, is available immediately for the buyer looking for that single family home feel and space. In addition to the LARGE 2062 sq. ft. of living space, this unit also includes 2 beautiful balconies overlooking the pool, a 2 car side by side garage, as well as two large storage areas located on the first floor. Whether you are looking for that additional storage space, or looking for that separate workout room, workshop, or crafts room, this area gives you that feeling of a much larger living space. This open floor plan encompasses a large updated kitchen with an Island for quick meals and a large eat-in area adjacent to the spacious 16 x 10 living room, accessible off the dining and gathering area , which gives you that Great Room feel. Has convenient half bath on the first living floor. A 10x10 outside deck, where outdoor cooking, and gas grills are allowed, also adds to the entertainment value of this unit. The 2nd living floor has 3 bedrooms, as well as 2 full bathrooms, large enough for guests or family to relax in this conveniently located complex. Recent upgrades include : All 3 New hurricane rated sliding doors and new 50-gal Hot water heater (2016), New Carpets and Awnings (2017) , New Rated Garage Door and Full Exterior Paint (2019), New Roof (2023). Close to shopping, restaurants, the Clearwater Aquarium, and the Best Beach in America, Clearwater Beach. Easy access to all beach activities by trolley, free ride, biking, or taking that leisurely walk to your favorite beach or Island activity. Two swimming pools, new landscaping, newly painted complex, and some nearby dock availability. Pet friendly and Rental restrictions require 1 year of ownership prior to 7 month minimum rental period. The ideal home for you and your family!
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $488,000 | $488,000 | $488,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.477% | 7.159% | 6.296% |
Monthly Tax Payment | $765 | $765 | $765 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,247 | $3,243 | $4,115 |
Total Monthly Payment | $4,104 | $4,100 | $4,972 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.