If you are looking for Harris Chain Access this could be the home for you. Completed in 2023 this 4 BR / 2. 5 bathroom split floorplan canal home is ready to move in. The house is set back from the road and has a huge front yard, and concrete driveway. The front porch has beautiful wood exterior accents including a striking knotty pine ceiling, wood like fiberglass front door, window trim, and rough cut cedar porch beams. As soon as you come through the door you will notice soaring 10 ft ceilings throughout the home and open concept living space. The living room has multiple options for setup and features a gorgeous shiplap accent wall painted blue to match the huge islands cabinets. The kitchen boasts 42 inch shaker cabinets with undermount lighting, upgraded stainless steal gas range, microwave, dishwasher, refrigerator , quartz countertops with undermounted sink, designer backsplash. Flooring is luxury vinyl plank in a medium gray in all rooms except the bathrooms. Huge primary/master bedroom can accommodate large furniture and has a very large closet. The primary/master bathroom features a large vanity with plenty of counter space, clawfoot soaker tub, large custom shower, and private toilet area. With this split plan you have two bedrooms on one side of the home with a large hall bathroom between them. The primary bedroom has a bedroom across from it that can be used as an office or perhaps a nursery. A half bathroom is located in the hall to the garage from the kitchen so that guests do not need to use the private baths. Relax on the 12 ft. x 20 ft. covered back porch with wood accents and exterior ceiling fan that is open to the backyard with canal and partial lake views. The home has been upgraded with a buried gas tank so that the home could have gas appliances. Only minutes away by boat or car to Eustis, Tavares, and Mt Dora city centers as well as shopping.
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William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $463,200 | $463,200 | $463,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $153 | $153 | $153 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $3,121 | $3,079 | $3,906 |
Total Monthly Payment | $3,366 | $3,324 | $4,151 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.