Rare Essex Greek Revival built by ISSA Homes offers 4 Bedrooms plus 2. 5 Bathrooms in the main house. Full 1 Bedroom, 1 Bathroom Apartment over 3 Car Detached Garage (great rental income opportunity). Block Construction on the entire 1st floor of the home. As you enter the Foyer, graced with hardwood floors, to your left is a Large Formal Dining Room and to your right is a versatile room that can be a home office, library, or Formal Living Room. The hardwood floors extend straight ahead to a large Family Room that looks out to the screened pool and lush CONSERVATION lot. The open Kitchen has features to please all chefs: 42" cabinets, full tumbled tile back splash, expansive breakfast bar along with a large eat in area, and a walk-in pantry. Adjacent to the Kitchen is the large Laundry Room with Washer, Dryer plus utility Sink. Enter the First Floor Master Bedroom Suite through swinging double doors, tray ceiling plus a separate entry to the screened porch. Master bath has dual vanities, garden tub with separate shower. The second floor has 3 bedrooms plus a nice loft/niche area. One bedroom is large enough to be used as a billiard room or a home theater. Oversized 3 car garage has 2 entrances to the apartment with all the amenities. Perfect for a guest or income producing. This is a MUST-SEE home located near the many walking/biking trails.
House exterior painted 5 years ago.
A new roof was installed in 2016 on house and apartment.
New AC for main house bottom floor installed in 2016.
New AC for apartment installed in 2016.
Custom cabinets/bookshelves/entertainment cabinet installed in the family room.
Custom heated pool and spa with sound system added, including pool and back porch speakers.
New Camera Security System installed in 2022.
New carpet in garage apartment and bottom floor of main house 2023.
Rental income from garage apartment if desired.
Conservation lot, deep view well maintained.
Gas Stove with double ovens.
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William Raveis Mortgage, LLC
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Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $1,279,200 | $1,279,200 | $1,279,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.875% | 6.625% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.838% | 6.989% | 6.850% |
Monthly Tax Payment | $787 | $787 | $787 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $8,618 | $8,403 | $11,231 |
Total Monthly Payment | $9,530 | $9,315 | $12,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.