As Summer Unfolds Its Vibrant Color And Warm Breezes, Imagine Finding Yourself In A Picturesque Split-level Home, Composed On A Generous 0. 27 Acres Of Lot. This Home Is Not Just A Structure But A Gateway To Serene Living, Nestled In The Charming Enclave Of Captree Landings In West Islip, NY, Home To The Lions And Recognized Blue Ribbon Schools Of Excellence. Your Journey Begins As You Step Through the front door, Greeted By A Spacious Entry Foyer That Whispers A Promise The Opportunity To Welcome Your Guests. To Your Left, A Formal Dining Room Awaits, Ready To Play Host To Countless Dinners Under The Soft Glow Of The Evening Light. The heart Of The Home, An Inviting Eat-In Kitchen With A Custom Built-In Bench, Beckons you To Create And Share Endless Meals, While A Cozy Den Offers A Snug Retreat, With A Wood Fireplace And Sliders That Open To A Spacious Backyard And Ground Level Deck, Inviting The Outdoors In. The Home Boasts Hardwood floors Mixed With Carpet That Guide You Through Its Corridors And Rooms, Telling Its Unique Stories. As You Ascend To The First Upper Level, A Generously Sized Living Room Unfolds Before You, With Sliding Doors That Leads To A Deck. Here, You're Met With An Awe-Inspiring View Of The Wide Canal, Firepit Table And Panorama That Captures The Essence Of Tranquility. The Narrative Continues On The Top Floor, Home To Four Bedrooms. The Master Bedroom Serves As A Sanctuary, Complete With An En-Suite Bathroom, Walk-In Closet, And Sliders That Opens To A Balcony/Deck, Offering A Private Overlook Of The Water's Serene Beauty. The Three Additional Bedrooms, Each A Chapter Of Their Own, Share A Full Bathroom In The Hallway, Crafting A Space Where Family And Guests Alike Can Find Comfort And Peace. Beneath The Surface, A Partial Finished Basement Offers Endless Possibilities-A Recreational Room, Home Office, Or An Additional Bedroom, Waiting For Your Personal Touch To Bring It To Life. The Converted 1. 5 Garage, With Its Pull-Down Attic, Provides A Summer Kitchen And Full Bathroom And Ample Space For Storage, Ensuring That Every Story Of Adventure Or Relaxation Has Its Place. This Home Is Not Just A Dwelling But A Canvas, Inviting You To Imprint Your Own Tales Of Joy, Gatherings, And Quiet moments against the backdrop of the Great South Bay and Canal. As summer beckons, the stage is set for new Memories To Be Woven Into The Fabric Of This Splendid Home.
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William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
---|---|---|---|
Loan Amount | $852,000 | $852,000 | $852,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 5.500% | 6.375% | 5.875% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 6.821% | 6.474% | 6.036% |
Monthly Tax Payment | $1,639 | $1,639 | $1,639 |
H/O Insurance Payment | $125 | $125 | $125 |
Initial Principal & Interest Pmt | $4,838 | $5,315 | $7,132 |
Total Monthly Payment | $6,602 | $7,079 | $8,896 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.