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Welcome to 122 Bridge Oak Lane, a captivating haven nestled in the heart of the vibrant Bridge Bay at Bannon Lakes 55+ community in St. Augustine, FL. An ideal location being mere minutes from The World Golf Village, offering unparalleled convenience to a plethora of amenities including restaurants, shopping destinations, entertainment venues, fitness centers, and top-tier medical facilities. Step inside to discover a meticulously designed sanctuary featuring 3 bedrooms and 2 bathrooms. Be greeted by a charming paver driveway leading to a 2-car epoxied garage with a 4' extension. The covered front porch invites you to unwind and savor moments of tranquility amidst lush surroundings. Within, tile wood-style flooring graces the home, complemented by an inviting open floor plan adorned with crown molding, ensuring a space filled with warmth and elegance bathed in natural light streaming through plantation shutters. The kitchen, is a culinary enthusiast's dream, featuring an enlarged kitchen island, gas stove, soft-close drawers with convenient roll-out trays in cabinets, and upgraded cabinets adorned with crown molding, promising both beauty and practicality. Outside, a large screened lanai complete with gas hookup for your grill beckons you to embrace the spectacular lake views. Don't miss out on this exquisite home!
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$535,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $428,720 | $428,720 | $428,720 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.867% | 7.159% | 6.538% |
Monthly Tax Payment | $230 | $230 | $230 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $2,888 | $2,849 | $3,676 |
Total Monthly Payment | $3,210 | $3,171 | $3,998 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.