122 BRIDGE OAK Lane, Saint Augustine, FL, 32095 | $535,900

Welcome to 122 Bridge Oak Lane, a captivating haven nestled in the heart of the vibrant Bridge Bay at Bannon Lakes 55+ community in St. Augustine, FL. An ideal location being mere minutes from The World Golf Village, offering unparalleled convenience to a plethora of amenities including restaurants, shopping destinations, entertainment venues, fitness centers, and top-tier medical facilities. Step inside to discover a meticulously designed sanctuary featuring 3 bedrooms and 2 bathrooms. Be greeted by a charming paver driveway leading to a 2-car epoxied garage with a 4' extension. The covered front porch invites you to unwind and savor moments of tranquility amidst lush surroundings. Within, tile wood-style flooring graces the home, complemented by an inviting open floor plan adorned with crown molding, ensuring a space filled with warmth and elegance bathed in natural light streaming through plantation shutters. The kitchen, is a culinary enthusiast's dream, featuring an enlarged kitchen island, gas stove, soft-close drawers with convenient roll-out trays in cabinets, and upgraded cabinets adorned with crown molding, promising both beauty and practicality. Outside, a large screened lanai complete with gas hookup for your grill beckons you to embrace the spectacular lake views. Don't miss out on this exquisite home!

Features

  • Amenities: Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Maintenance Grounds, Pickleball, Playground, Tennis Court(s), Trash
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Washer Hookup
  • Style: Ranch, Traditional
  • Year Built: 2019
  • Garage: 2-car
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 1,858
  • Acreage: 0.16
  • Est. Taxes: $2,756
  • HOA Fee: $258 Monthly
  • View: Pond, Water
  • Adult Communities: Yes
  • Water Front: Yes
  • Elem. School: Mill Creek Academy
  • Middle School: Mill Creek Academy
  • High School: Tocoi Creek
  • Appliances: Microwave
  • MLS#: 2016139
  • Days on Market: 93 days
  • Website: https://www.raveis.com
    /prop/2016139/122bridgeoaklane_saintaugustine_fl?source=qrflyer
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Listing courtesy of COLDWELL BANKER VANGUARD REALTY

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
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  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Robert ReadeRegional SVP Insurance Sales, William Raveis Insurance

860.690.5052

Robert.Reade@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

122 BRIDGE OAK Lane, Saint Augustine, FL, 32095

$535,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $428,720 $428,720 $428,720
Term 360 months 360 months 180 months
Initial Interest Rate** 7.125% 6.990% 6.250%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 7.867% 7.159% 6.538%
Monthly Tax Payment $230 $230 $230
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,888 $2,849 $3,676
Total Monthly Payment $3,210 $3,171 $3,998

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.