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Welcome to this cozy Raised Ranch, located in the peaceful Lake Hill Farms community and part of the Monroe Woodbury School District. The upper level of the home consists of three bedrooms, with one offering convenient access to a shared bathroom, tailored for comfortable living. As you enter, the living room welcomes you with its comfortable size and an abundance of natural light, creating a relaxing space for everyday living. Continue into the adjoining dining area, where meals and gatherings can be enjoyed in a pleasant atmosphere. The kitchen is a functional and welcoming space, with tiled flooring, durable granite countertops, and a harmonious backsplash that adds a touch of sophistication. Ample cabinets provide plenty of storage for all your culinary needs. Sliding doors from the kitchen open to a quaint back deck, the perfect spot for quiet mornings or casual outdoor dining. Descend to the lower level to find a spacious family room anchored by an impressive brick fireplace. This level also houses a fourth bedroom, a full bath, a laundry area, and access to the garage, complete with additional space for projects or storage. The generous backyard offers a private and versatile outdoor space, ready for your personal touch, whether it's gardening, play, or entertainment. Over the past two years, this home has undergone a remarkable transformation with a series of significant upgrades, including a legal mother-daughter addition, upgraded electric panel, new flooring, full bath, kitchenette, water and drain pipes, walls, doors, attic stairs, and modern appliances like a dishwasher and boiler. These improvements have not only enhanced the functionality and efficiency of this home but have also elevated its aesthetic appeal, providing a more comfortable modern living space that you will be delighted to call home. This home offers a tranquil setting and a convenient location that balances suburban charm with easy access to shopping, highways, and a commuter-friendly journey to New York City in under an hour. This home is filled with potential and waiting for someone to infuse it with their personal style and touch. It is an opportunity to create a space truly your own, in a neighborhood that offers both peace of mind and convenience. Don't let this chance pass you by. Come and see for yourself why this Raised Ranch could be the canvas for your future memories.
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Our Executive Mortgage Banker:
Our Insurance Division:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 347.223.0992
Sarah.Alvarez@Raveis.com
NMLS Mortgage Loan Originator ID 1880936
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $399,200 | $399,200 | $399,200 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.000% | 6.990% | 6.250% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.815% | 7.159% | 6.538% |
Monthly Tax Payment | $883 | $883 | $883 |
H/O Insurance Payment | $75 | $75 | $75 |
Initial Principal & Interest Pmt | $2,656 | $2,653 | $3,423 |
Total Monthly Payment | $3,614 | $3,611 | $4,381 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.