Step in to luxury living in this meticulously designed and maintained Halifax Plantation home. This highly desired neighborhood is known for its famous drive through a majestic canopy of century old oaks as you're coming and going everyday. Also located close to dining, grocery, Bulow Nature Preserve, the Scenic Loop drive through the Tomoka River Basin, plus easy access to I-95. Making it extra attractive it has the space and layout to be a good multi-generational home, it has a gorgeous pool overlooking a large lake, and low homeowners dues, but has the country club atmosphere and amenities, should you desire. The club offers a wonderful restaurant and pub, an 18 hole, Bill Amick designed golf course, clay tennis courts, fitness room, social activities and a Junior Olympic size community pool, all just a golf cart ride away. This stately home is filled with high-end finishes inside and out with features such as the beautifully crafted library with sliding ladder, custom wood bookcases, a spacious owner's suite with sitting area, dual walk in closets and dual vanities and jetted tub with a house phone, separate shower and water closet. Offering an upscale kitchen appliances, cabinetry and solid surface counters with breakfast bar and island opening into the family room with built in oak entertainment center complete with wet bar and wine refrigerator and a gas fireplace. Then there is the office (second bedroom) with a built in desk and queen size Murphy bed, a third bedroom overlooking the lake with a bath in between that can be used as an in-law quarter and really close to the kitchen, a fourth bedroom closer to the garage makes a perfect hobby room or studio. The home also has a whole house generator, central vacuum, plush carpet, beautiful window treatments, sliders out to the pool from three rooms and a double door entry. There are numerous closets in the home for plenty of storage. There is even a mud room for a freezer or extra refrigerator or possible wine cellar. The inside laundry room has a large closet and pull out ironing board. Don't miss the climate controlled room in the garage just to house the AC, water heater and central vac container, leaving plenty of room for a workshop, golf cart and to park two cars spaciously in the garage. Such a show stopping exterior and entry with freshly painted trim, a classy, concrete stamped driveway, attractive landscape curbing and a very well manicured lawn! Out back, one will have a hard time finding a better view for this price while enjoying a spacious lanai, both covered and not making it a perfect place to relax and soak up the sun or dine and lounge in the cool shade. It's as peaceful as can be with the sounds of the birds flying over the lake and the fountain trickling into the pool. This is truly a one of a kind home at a wonderful price. You could never build this home on this premiere lot for this price and with all of it's bells and whistles included, it's a true gem! Bedroom Closet Type: Walk-in Closet (Primary Bedroom).
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NMLS Mortgage Loan Originator ID 16953
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
---|---|---|---|
Loan Amount | $620,000 | $620,000 | $620,000 |
Term | 360 months | 360 months | 180 months |
Initial Interest Rate** | 7.125% | 6.990% | 5.990% |
Interest Rate based on Index + Margin | 8.125% | ||
Annual Percentage Rate | 7.456% | 7.171% | 6.276% |
Monthly Tax Payment | $326 | $326 | $326 |
H/O Insurance Payment | $92 | $92 | $92 |
Initial Principal & Interest Pmt | $4,177 | $4,121 | $5,229 |
Total Monthly Payment | $4,595 | $4,539 | $5,647 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.